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Crowdfunding Scams

Crowdfunding is one way to support a project you believe in and get rewards for that support. But the project you’re backing is only as good as the people behind it. Some dishonest people can take your money but produce nothing – no product, no project, and no reward.

Here’s how crowdfunding works: People called “creators” ask for small amounts of money from lots of people to fund projects through websites like Kickstarter or Indiegogo. In exchange, creators offer rewards to contributors, like a product that the creators are trying to make. Sounds great…unless the creators don’t create anything but profit for themselves.

In its lawsuit against iBackPack, the FTC says people shelled out over $800,000 via crowdfunding campaigns. The company said those funds would help it provide consumers with backpacks and shoulder bags with built-in batteries for charging mobile devices. But, according to the FTC, iBackPack’s claims that bags would soon be going out to consumers were lies. What’s more, the FTC’s investigation found that the money the creators took in from their campaigns generally didn’t go toward what they said it would. Instead, the FTC says, iBackPack’s CEO pocketed a large part of the funds for his own personal use. And when people began to complain, the CEO allegedly threatened some of them – adding that he knew their addresses and other personal information.

If you’re thinking about contributing to a crowdfunding campaign, take a minute to research the creator’s background and reviews before you pay. For example, has the creator engaged in previous campaigns? How did those campaigns turn out?

If you learn about a crowdfunding scam:

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Check Your Credit Card Statments for this Scam

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Fraudsters are dipping their toes in the water by making mysterious — yet familiar — charges on users’ credit and debit cards.

Recently, more scammers. have been using iTunes as a disguise to make fraudulent purchases. According to financial site MoneyTips, the charge looks something like this: “APL*ITUNES.CON/BILL 866-712-7753 CA.”

The majority of the charges start out small (so small, the cardholder likely won’t notice them at first glance).

When you detect a charge that looks like the one above, MoneyTips recommends checking your purchase history. under the Apple account linked to the card in question to see if they add up.

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Airbnb

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This scam takes advantage of travelers renting an apartment or house through Airbnb by featuring fake homes on the site and directing the renter to a fraudulent or “spoof” website to finalize payment. Scammers will often even trick real owners, who don’t know their property is being spoofed. Potential travelers end up paying money for a rental property that either doesn’t exist or isn’t available.

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Lost over $6k to someone I knew online

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This guy claimed himself as James Chan, was born in Singapore and studied at UK since 8 years old. Own few businesses in UK and owned a private jet.
I knew him from facebook, then we talk on whatsapp. He never do any video call with me, always said camera broken on his phone.

After couple weeks, he said sending me some money to help me out with loan. He gave info about his account manager, named Kelly Hauer and the bank called Global Inland Bank. First Kelly they will send you all the application forms, once account setup, there’s an account opening fee of USD5100. I made the transfer to another agent in the states not to the bank directly. Once they received the payment, a password with username was given. I saw he transfer USD one million into the account but when i starts to transfer the money it blocks me from doing that. So, I received the message from Kelly saying that USD23000 needed to activate the account in order to make a transfer. I was shocked and didn’t pay that as I cannot afford. Now the account is block.

While chatting with this guy, James, he told me he’s working at overseas and recently at china. First, he said he left his laptop at last work place and ask me for help to send him a apple laptop, which i did and he will give me a different shipping info (not sending him directly). Now he said he’s short of cash at china and needs USD 10000 to finish the project so he can come and see me. I didn’t send him the money and now he’s disappeared.

His phone number is +447513168938.