ScamCapital Report a scam
Free · Human-checked · Built for families

Think it might be a scam? Let's check it together.

ScamCapital is the calm, free place to make sense of a suspicious text, call, or email. Talk it through with Vera, look it up yourself, or get help if it already happened — no sign-up, no judgment, and it's never your fault.

Rather not talk to anyone? Everything here works without it — just start reading →

  • Every scam links to an official source
  • No sign-up · No data sold
  • Updated every week

Free Scam Check · talk it through with Vera

Hi, I'm Vera.

Tap below and tell me what's going on — it's free.

Your browser will ask to use your microphone — that's just so Vera can hear you. Nothing is recorded, and it's completely free.

Prefer to do it yourself? Check a message in the directory →

Every scam we publish links back to an official source: FTCFBI IC3USPSAARPFCC

No app, no account, no AI required

Three ways to use ScamCapital

Vera's a great shortcut — but she's optional. Most of what we do, you can do yourself in a couple of clicks.

Check it

Search our plain-English directory of reported scams. Look up a suspicious text, call, or offer in seconds.

Search the directory →

Understand it

Short, friendly guides break down the playbook behind each scam — so the next one is easy to recognize.

Read the guides →

Recover from it

Already happened? It's not your fault — and there are clear steps. Report it and get pointed to the right help, fast.

Report a scam →

The optional shortcut

Meet Vera — your free scam-check line

Not sure if it's a scam? Talk it through. Vera's a calm, friendly voice you can reach anytime — tell her about the text or the call, and she'll help you figure out if it's safe, walk you through what to do next, and never make you feel silly for asking.

  • Free
  • No app to download
  • Available 24/7
  • You can always just read instead

The 2-minute challenge

Could you spot the scam?

See real-looking texts, emails, and calls — then guess which ones are fake. Most people miss at least one. Get your score, then challenge your family group chat to beat it.

Start the challenge

Alert: Circulating now

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A weekend project worth doing

Help protect someone you love

Three simple steps. None of them require being "good with technology" — just an hour and a little care.

1

Start the conversation

A kind, no-shame way to talk with the people you love about scams — before anything happens.

Read the guide →
2

Lock down their phone

A 20-minute checklist anyone can do: spam filtering, two-factor, alerts, and a credit freeze.

Get the checklist →
3

Know what's going around

The scams making the rounds right now, and the one simple question that stops most of them.

See the alerts →

Free weekly email

Get the weekly scam alert

One short email a week: the newest scams making the rounds and a simple way to protect your family. Free, and easy to forward to someone who needs it.

No spam. Unsubscribe anytime. We'll never sell your email.