Artificial intelligence (AI) has revolutionized communication — but scammers are also using it to trick people more convincingly than ever. From hyper-realistic phishing emails to deepfake voice calls, awareness is your best defense.
What Are AI-Powered Scams?
AI-driven scams use synthetic media and automation to deceive victims. Common examples include:
-
Deepfake Videos – Realistic videos of public figures or family members saying things they never said. FBI resource on deepfakes
-
Voice-Cloning Scams – Scammers mimic a loved one or a company executive, using fake urgency to get you to send money. FTC example: AI-enhanced emergency scams
-
AI-Generated Phishing Emails – These messages sound highly personal and convincing. Guide to spotting phishing emails
Real-World Example
In one reported case, a company executive transferred over $240,000 after receiving a deepfake phone call that perfectly mimicked his CEO’s voice. The caller instructed him to wire money for an “urgent acquisition.” The voice sounded so real, the scam wasn’t caught until it was too late.
Case story – Wall Street Journal
How to Spot AI-Powered Scams
Look for these red flags:
-
The person seems urgent or panicked
-
They ask you to send money fast
-
Something feels “off” — slightly strange voice tone, weird phrasing, or unusual channel (e.g. voice memo instead of normal call)
How to Protect Yourself
-
Verify directly – Call or message the person using a trusted number, not the one provided.
-
Use 2FA (Two-Factor Authentication) – Adds a backup layer if credentials are stolen.
-
Educate your circle – Share this info with coworkers and family members.
-
Use a family code word – Create a secret passphrase only your loved ones know. Wired: Why it works
If You’ve Been Targeted
-
Call your bank or credit card company immediately
-
Report the scam to the FTC at reportfraud.ftc.gov or call 1-877-FTC-HELP
-
Let others know so they don’t fall for it too



